Fragmented payments are quietly draining Cebu’s small businesses

Morexette B. Erram 06/09/2026

CEBU CITY, Philippines — A restaurant in Mandaue City managed customer payments using multiple QR codes displayed on its counter—one for each bank—while the owner manually recorded sales in a blue notebook. While digital payments had made…

LTO denies ordering online-only payments

02/02/2026

MANILA, Philippines — The Land Transportation Office (LTO) on Monday clarified that it has not issued any order or directive limiting payment options in its offices and allied service providers. This comes amid concerns that some branches…

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