How ‘diskarte’ can lead Pinoys to financial success with RCBC DiskarTech

DiskarTech is a game-changer for Filipinos when it comes to banking

It’s been proven time and time again that Pinoys are naturally resourceful — from withstanding the odds stacked against them in times of crises, to navigating the ever unpredictable pandemic — Filipinos have learned how to become madiskarte or resourceful and make do with what they have. While that’s definitely a quality to be proud of, it of course doesn’t hurt to be on the lookout for new tools that can help to give you a better advantage.

Are you a business owner or someone just in need of some financial guidance? You don’t have to do it all on your own in order to be independent or “madiskarte”, when you can achieve so much more with the right knowledge. Here are just a few ways you can set yourself up for success.

How can I keep up in the new normal?

As we shift to a contactless society, it can be hard for small businesses to keep up with the new normal. Many of these staple micro enterprises in the country like carinderias (local eateries), and sari-sari stores (variety stores) are essential in keeping our local economy up and running. But most — if not all — have relied on physical cash when it comes to making transactions.

In order to get over this barrier, business owners can use RCBC’s DiskarTech for contactless transactions as they offer real-time fund transfer across a wide range of banks and e-wallets for only ₱8 which is one of the lowest in the market today. Now you don’t have to handle physical cash when interacting with customers or need to wait out in long queues at the bank just to make your transactions.

How do I make sure my business is protected?

It can be challenging to start a business, especially after what we’ve learned from the last two years of the pandemic — everything is extremely unpredictable so it’s important to do what you can to safeguard your assets in case of an emergency.

Business owners can benefit from DiskarTech’s various insurance services, in partnership with Malayan Insurance, such as PanProtect COVID-19 Insurance, Sari-Sari Store Insurance, Dengue Cash, Commuters Personal Accident, Ridesafe Personal Accident, Super Personal Accident. For as low as ₱20, you and your business will be secured in case of immense economic loss because of an emergency like accidents, illnesses, and death.

How do I make the most out of my savings?

When you think of savings, what comes to your mind? You may believe that the scope of having savings remains in setting aside money to add to your account on a regular basis. You may also be worried about not meeting certain criteria in order to have access to an account. However, there’s much more to it that you can maximize that goes way beyond just putting money in a bank.

With DiskarTech, signing up for an account is easy and worry-free as you just have to be above 18 years old, a Filipino citizen, and with valid IDs such as Passport, Driver’s License, UMID, Postal ID, SSS ID, PRC ID, TIN ID, and Voter ID. It only takes a few minutes to verify your account.

Having a fully verified account on DiskarTech also unlocks other benefits like telemedicine, a high interest rate of 3.25% per annum, and a maximum deposit of ₱48,000 in your account balance. Not only will your money grow faster with DiskarTech compared to other banking services, but they also offer such necessities like telemedicine all in one app.

How do I cut down on my expenses?

Time is just as valuable, if not more, as money. And what you do with your time ultimately affects how you handle your money. With gas prices going up and public transportation becoming more and more expensive, it can be discouraging to go out even when it’s necessary to run errands and pay bills.

Luckily, DiskarTech eliminates the need to leave your house in order to take care of your monthly responsibilities. Whether it’s for your cable, electricity, water, internet, government dues or airline fees, DiskarTech’s bills payment services makes it convenient to have it all paid for in one go — no matter where you are. You can spare even more unnecessary expenses as the app also offers free fund transfers via Instapay. 

How can I earn extra income?

One thing that Filipinos are always interested in when it comes to having “diskarte” is finding quick and easy ways to earn extra income in addition to their usual job. While some people may be able to juggle a part-time gig on the side, it can definitely be a hindrance when it comes to taking care of other priorities in your life.

Thanks to DiskarTech’s referral program, you can earn up to ₱30,000 a month just by simply using your NegosyanTech code to refer people to sign up for DiskarTech. The app will reward you with ₱30 for every successful registration and verification of an account that uses your referral code.

The key to financial success is in being “madiskarte” and RCBC DiskarTech is the finance app that further helps you with that. Download the DiskarTech app from the Play Store for Android users and App Store for iOS users to get started today.

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